(private) third-party insurance

. Privat-Haftpflichtversicherung - 

Any harm done to others in other words any mistake or break of any purpose or something that you do not own directly or indirectly this insurance is very important recommended by residents of Germany (third party insurance)

Insurance against third parties Die Privat-Haftpflichtversicherung means compensation for the damagecaused by this person (the insurance owner) to another person, in this time no one has no devices of material value such as mobile laptop and electrical and electronic tools and I must be the holder of these devices have paid A lot of money to acquire.

Anyone may disable the precious electronic and electrical devices or drop from his hand accidentally unintentionally and sometimes the water is inadvertently poured on the laptop, who will pay for these disabled devices that mentioned earlier insurance is a linear contract of the house of the first two parties insured (insurance company) and the second insured Who accidentally damaged other people's property.

Under this contract, the insured is required to compensate for the damage sabotaging of other people's property in return.

How can one believe himself against others in Germany:

The majority of Germans have a bank account for that, so a person who wants to be insured for third-party insurance has to go to the bank and register for them, where it only takes a few minutes.

The pros of insurance against others:

1- Compensation for unintended accidents carried out by the insured
2- Feeling of protection, third-party insurance protects the person from material loss in case of causing damage to the property of others.
3- Protecting the community: This insurance protects the society from material losses resulting from the mistakes of unintended individuals, which contribute to avoiding quarrels between individuals that may reach the courts and extend for long periods

The amount that the insured must pay to the insurance company:

Where the amount ranges from (4-10) euros per month where this amount varies from company to company, depending on the amount of the premium the company pays to the insured when the accident damages to third party

When can a person register:

After a person has obtained a residence in Germany, he or she can register.

The possibility of changing the insurance company:

The person can change the insurance company where he cancels the contract with her at the time allowed

Thus, we have mentioned the importance of third-party insurance, and it is worth mentioning that it is not mandatory, but it is very important to avoid the problems of daily life, especially for people who have children, where children are considered the most likely people who may harm others, such as neighbors, unintentionally.

Other types of insurance:

3_Haftpflichtversicherung - (at work) third-party insurance
This insurance is in the case of work and the employer will sell you any mistake or damage during the work

4.Haushaltversicherung - Home insurance against all dangers

Any unusual or unusual event such as fire or storm or earthquake or due to the flooding of a river
You can also remember your valuables at home, such as a TV screen, laptop, mobile devices, etc., to definitely get into the insurance.

5. KFZ Versicherung 2017 - Car Insurance

The government's efforts to provide the most needy and needy people in the country are the most likely to be the most likely to be in
This is normal insurance but he has problems that might happen to the car as a result of bad environmental conditions and a tree fell on your car and the snow broke the glass and so this type you should set the price you pay when you have a problem and its name is Selbstbeteiligung
You can specify 150 or 300 euros and the rest pay the insurance company
*Vollkasko Versicherung:
With this insurance everything is paid to you no matter what happens and this is the most precious thing

6.Verkehrsrechtschutz - Car Lawyer Insurance

For example if you walked and the signal is green and the police stand you and pretend that it was red and with you a witness will prove your words correct
Here you can start the lawyer and thank you for the insurance you pay its full costs other than that you are forced to fall in love with an official violation
Insurance includes issues and consultations too

7.MietRechtschutzversicherung - Home or Home Lawyer Insurance

Any problems with the lessor or neighbor or the housemaster and this is cheap insurance
Insurance includes issues and consultations too

8.Privat Rechschutzversicherung - Private Counsel Insurance

This insurance for any problem happens to you and any place is a little expensive but it is important
Insurance includes issues and consultations too.